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Median Loss

Definition

The loss figure at the midpoint of the distribution of cases, used in the ACFE's data because it is more representative of typical cases than the mean, which is skewed by a small number of extremely large frauds.

Source
ACFE Report to the Nations data
Purpose
Represents the typical occupational fraud case
Advantage over mean
Not skewed by rare extremely large frauds

Common questions

Why does the ACFE report median loss alongside total loss figures?+

A handful of very large embezzlement or financial-statement fraud cases can dominate the total and mean loss figures, so the ACFE reports median loss to give a sense of what a typical, more common occupational fraud case actually costs an organisation.

How does median loss vary by fraud scheme type in ACFE data?+

Financial statement fraud schemes consistently show a much higher median loss than asset misappropriation schemes such as skimming or expense reimbursement fraud, reflecting the larger scale of figures involved in accounting manipulation.

Related terms

Asset Misappropriation
The largest Fraud Tree branch, covering schemes in which an employee steals or misuses the organisation's assets. Subcategories include cash schemes (skimming,...
Corruption
Schemes in which an employee misuses their position to gain a direct or indirect benefit, typically involving a third party. The four...
Financial-Statement Fraud
Intentional misstatement or omission in financial reports to deceive users of those reports, typically to inflate earnings, understate liabilities, or maintain a...
Occupational Fraud Tree
The ACFE's hierarchical classification of occupational fraud schemes, with three top-level branches (asset misappropriation, corruption, financial-statement fraud) subdividing into dozens of named...
Skimming
An off-book cash theft: revenue is stolen before it enters the accounting system, so no entry is ever made. Skimming is harder...

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