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Occupational Fraud Tree

Definition

The ACFE's hierarchical classification of occupational fraud schemes, with three top-level branches (asset misappropriation, corruption, financial-statement fraud) subdividing into dozens of named scheme types.

Related terms

Asset Misappropriation
The largest Fraud Tree branch, covering schemes in which an employee steals or misuses the organisation's assets. Subcategories include cash schemes (skimming,...
Corruption
Schemes in which an employee misuses their position to gain a direct or indirect benefit, typically involving a third party. The four...
Financial-Statement Fraud
Intentional misstatement or omission in financial reports to deceive users of those reports, typically to inflate earnings, understate liabilities, or maintain a...
Median Loss
The loss figure at the midpoint of the distribution of cases, used in the ACFE's data because it is more representative of...
Skimming
An off-book cash theft: revenue is stolen before it enters the accounting system, so no entry is ever made. Skimming is harder...

Explained in

  • The ACFE Occupational Fraud TaxonomyThe ACFE's hierarchical classification of occupational fraud schemes, with three top-level branches (asset misappropriation, corruption, financial-statement fr...

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