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Rationalization

Definition

The internal justification that allows a person to commit fraud while maintaining a self-image as an honest individual. Common forms include 'I was only borrowing it', 'I was underpaid anyway', or 'the company can afford it'.

Related terms

Control Environment
The first and foundational component of the COSO framework. It encompasses the board's oversight, management's philosophy and operating style, organisational structure, commitment...
Fraud Diamond
Wolfe and Hermanson's 2004 extension of the fraud triangle that adds capability as a fourth condition. The model holds that pressure, opportunity,...
Management Override
The circumvention of established internal controls by members of senior management. A key fraud risk in any organisation because those who set...
Non-Shareable Financial Problem
Cressey's original term for the pressure element. The problem need not be objectively severe; what matters is that the perpetrator perceives it...
Occupational Fraud
The ACFE defines occupational fraud as the use of one's occupation for personal enrichment through the deliberate misuse or misapplication of the...

Explained in

  • The Fraud Triangle and Cressey's ModelThe internal justification that allows a person to commit fraud while maintaining a self-image as an honest individual. Common forms include 'I was only borrow...

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